Property price *
I will make a down payment 
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Loan terms *
Interest rates *
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Mortgage loan of RM 750,000 for 20.08 years

Principal
RM 750,000
Interest rate/year
(1 - 240) 4 %
Monthly payments
(1 - 240) RM 4,545
Loan terms
240
Total payment
RM 1,090,765
Total interest paid
RM 340,765

Your monthly payments and the amount of interest you will pay will vary depending on how much you borrow, the interest rate(s), and the length of your loan.

You want to make a loan for a property RM 750,000 with no down payment. The amount of your loan will be RM 750,000 over a 20 years ( 240 terms ) with an interest rate of 4 %, the total payment for your loan will be of RM 1,090,765, this is because you will need to pay RM 340,765 of inerests toward the actual loan. Your monthly payments will be of RM 4,545 from terms 1 to 240.

If you would like to know how long your loan will be if you decided to make higher monthly payments, try filling out the Fixed monthly payment field in the advanced options and calculate again, the length of the loan and paid interests should then decrease. You can also set Extra payments at fixed dates or regular intervals, when you receive bonuses for example, to reduce the total interests paid, shorten your loan or reduce your monthly payments.

Principal balance
Principal Interest Payment

termPrincipalInterestEnding Balance
12,0452,500747,955
22,0522,493745,903
32,0592,486743,845
42,0652,479741,780
52,0722,473739,707
62,0792,466737,628
72,0862,459735,542
82,0932,452733,449
92,1002,445731,349
102,1072,438729,242
112,1142,431727,128
122,1212,424725,007
>>More<<
TotalRM 750,000RM 340,765