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I will make a down payment

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Loan terms *

Interest rates *

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Browse similar loans

10 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%

15 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%

20 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%

25 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%

Mortgage loan of RM 500,000 for 15.08 years

Principal
RM 500,000

Interest rate/year
(1 - 180) 2 %

Monthly payments
(1 - 180) RM 3,218

Loan terms
180

Total payment
RM 579,158

Total interest paid
RM 79,158

Your monthly payments and the amount of interest you will pay will vary depending on how much you borrow, the interest rate(s), and the length of your loan.

You want to make a loan for a property RM 500,000 with no down payment. The amount of your loan will be RM 500,000 over a 15 years ( 180 terms ) with an interest rate of 2 %, the total payment for your loan will be of RM 579,158, this is because you will need to pay RM 79,158 of inerests toward the actual loan. Your monthly payments will be of RM 3,218 from terms 1 to 180.

If you would like to know how long your loan will be if you decided to make higher monthly payments, try filling out the Fixed monthly payment field in the advanced options and calculate again, the length of the loan and paid interests should then decrease. You can also set Extra payments at fixed dates or regular intervals, when you receive bonuses for example, to reduce the total interests paid, shorten your loan or reduce your monthly payments.

Principal balance

Principal Interest Payment

term	Date	Beginning Balance	Interest Rate	Monthly Payment	Principal	Interest	Ending Balance
1	13 Apr 2025	500,000	2.000 %	3,217.54	2,384	833	497,616
2	13 May 2025	497,616	2.000 %	3,217.54	2,388	829	495,228
3	13 Jun 2025	495,228	2.000 %	3,217.54	2,392	825	492,835
4	13 Jul 2025	492,835	2.000 %	3,217.54	2,396	821	490,439
5	13 Aug 2025	490,439	2.000 %	3,217.54	2,400	817	488,039
6	13 Sep 2025	488,039	2.000 %	3,217.54	2,404	813	485,635
7	13 Oct 2025	485,635	2.000 %	3,217.54	2,408	809	483,227
8	13 Nov 2025	483,227	2.000 %	3,217.54	2,412	805	480,815
9	13 Dec 2025	480,815	2.000 %	3,217.54	2,416	801	478,398
10	13 Jan 2026	478,398	2.000 %	3,217.54	2,420	797	475,978
11	13 Feb 2026	475,978	2.000 %	3,217.54	2,424	793	473,554
12	13 Mar 2026	473,554	2.000 %	3,217.54	2,428	789	471,126
13	13 Apr 2026	471,126	2.000 %	3,217.54	2,432	785	468,693
14	13 May 2026	468,693	2.000 %	3,217.54	2,436	781	466,257
15	13 Jun 2026	466,257	2.000 %	3,217.54	2,440	777	463,817
16	13 Jul 2026	463,817	2.000 %	3,217.54	2,445	773	461,372
17	13 Aug 2026	461,372	2.000 %	3,217.54	2,449	769	458,923
18	13 Sep 2026	458,923	2.000 %	3,217.54	2,453	765	456,471
19	13 Oct 2026	456,471	2.000 %	3,217.54	2,457	761	454,014
20	13 Nov 2026	454,014	2.000 %	3,217.54	2,461	757	451,553
21	13 Dec 2026	451,553	2.000 %	3,217.54	2,465	753	449,088
22	13 Jan 2027	449,088	2.000 %	3,217.54	2,469	748	446,619
23	13 Feb 2027	446,619	2.000 %	3,217.54	2,473	744	444,146
24	13 Mar 2027	444,146	2.000 %	3,217.54	2,477	740	441,669
25	13 Apr 2027	441,669	2.000 %	3,217.54	2,481	736	439,187
26	13 May 2027	439,187	2.000 %	3,217.54	2,486	732	436,702
27	13 Jun 2027	436,702	2.000 %	3,217.54	2,490	728	434,212
28	13 Jul 2027	434,212	2.000 %	3,217.54	2,494	724	431,718
29	13 Aug 2027	431,718	2.000 %	3,217.54	2,498	720	429,220
30	13 Sep 2027	429,220	2.000 %	3,217.54	2,502	715	426,718
31	13 Oct 2027	426,718	2.000 %	3,217.54	2,506	711	424,212
32	13 Nov 2027	424,212	2.000 %	3,217.54	2,511	707	421,701
33	13 Dec 2027	421,701	2.000 %	3,217.54	2,515	703	419,186
34	13 Jan 2028	419,186	2.000 %	3,217.54	2,519	699	416,667
35	13 Feb 2028	416,667	2.000 %	3,217.54	2,523	694	414,144
36	13 Mar 2028	414,144	2.000 %	3,217.54	2,527	690	411,617
37	13 Apr 2028	411,617	2.000 %	3,217.54	2,532	686	409,086
38	13 May 2028	409,086	2.000 %	3,217.54	2,536	682	406,550
39	13 Jun 2028	406,550	2.000 %	3,217.54	2,540	678	404,010
40	13 Jul 2028	404,010	2.000 %	3,217.54	2,544	673	401,466
41	13 Aug 2028	401,466	2.000 %	3,217.54	2,548	669	398,917
42	13 Sep 2028	398,917	2.000 %	3,217.54	2,553	665	396,365
43	13 Oct 2028	396,365	2.000 %	3,217.54	2,557	661	393,808
44	13 Nov 2028	393,808	2.000 %	3,217.54	2,561	656	391,246
45	13 Dec 2028	391,246	2.000 %	3,217.54	2,565	652	388,681
46	13 Jan 2029	388,681	2.000 %	3,217.54	2,570	648	386,111
47	13 Feb 2029	386,111	2.000 %	3,217.54	2,574	644	383,537
48	13 Mar 2029	383,537	2.000 %	3,217.54	2,578	639	380,959
49	13 Apr 2029	380,959	2.000 %	3,217.54	2,583	635	378,376
50	13 May 2029	378,376	2.000 %	3,217.54	2,587	631	375,789
51	13 Jun 2029	375,789	2.000 %	3,217.54	2,591	626	373,198
52	13 Jul 2029	373,198	2.000 %	3,217.54	2,596	622	370,603
53	13 Aug 2029	370,603	2.000 %	3,217.54	2,600	618	368,003
54	13 Sep 2029	368,003	2.000 %	3,217.54	2,604	613	365,398
55	13 Oct 2029	365,398	2.000 %	3,217.54	2,609	609	362,790
56	13 Nov 2029	362,790	2.000 %	3,217.54	2,613	605	360,177
57	13 Dec 2029	360,177	2.000 %	3,217.54	2,617	600	357,560
58	13 Jan 2030	357,560	2.000 %	3,217.54	2,622	596	354,938
59	13 Feb 2030	354,938	2.000 %	3,217.54	2,626	592	352,312
60	13 Mar 2030	352,312	2.000 %	3,217.54	2,630	587	349,682
61	13 Apr 2030	349,682	2.000 %	3,217.54	2,635	583	347,047
62	13 May 2030	347,047	2.000 %	3,217.54	2,639	578	344,408
63	13 Jun 2030	344,408	2.000 %	3,217.54	2,644	574	341,764
64	13 Jul 2030	341,764	2.000 %	3,217.54	2,648	570	339,117
65	13 Aug 2030	339,117	2.000 %	3,217.54	2,652	565	336,464
66	13 Sep 2030	336,464	2.000 %	3,217.54	2,657	561	333,807
67	13 Oct 2030	333,807	2.000 %	3,217.54	2,661	556	331,146
68	13 Nov 2030	331,146	2.000 %	3,217.54	2,666	552	328,481
69	13 Dec 2030	328,481	2.000 %	3,217.54	2,670	547	325,810
70	13 Jan 2031	325,810	2.000 %	3,217.54	2,675	543	323,136
71	13 Feb 2031	323,136	2.000 %	3,217.54	2,679	539	320,457
72	13 Mar 2031	320,457	2.000 %	3,217.54	2,683	534	317,774
73	13 Apr 2031	317,774	2.000 %	3,217.54	2,688	530	315,086
74	13 May 2031	315,086	2.000 %	3,217.54	2,692	525	312,393
75	13 Jun 2031	312,393	2.000 %	3,217.54	2,697	521	309,696
76	13 Jul 2031	309,696	2.000 %	3,217.54	2,701	516	306,995
77	13 Aug 2031	306,995	2.000 %	3,217.54	2,706	512	304,289
78	13 Sep 2031	304,289	2.000 %	3,217.54	2,710	507	301,579
79	13 Oct 2031	301,579	2.000 %	3,217.54	2,715	503	298,864
80	13 Nov 2031	298,864	2.000 %	3,217.54	2,719	498	296,144
81	13 Dec 2031	296,144	2.000 %	3,217.54	2,724	494	293,420
82	13 Jan 2032	293,420	2.000 %	3,217.54	2,729	489	290,692
83	13 Feb 2032	290,692	2.000 %	3,217.54	2,733	484	287,959
84	13 Mar 2032	287,959	2.000 %	3,217.54	2,738	480	285,221
85	13 Apr 2032	285,221	2.000 %	3,217.54	2,742	475	282,479
86	13 May 2032	282,479	2.000 %	3,217.54	2,747	471	279,732
87	13 Jun 2032	279,732	2.000 %	3,217.54	2,751	466	276,981
88	13 Jul 2032	276,981	2.000 %	3,217.54	2,756	462	274,225
89	13 Aug 2032	274,225	2.000 %	3,217.54	2,761	457	271,465
90	13 Sep 2032	271,465	2.000 %	3,217.54	2,765	452	268,699
91	13 Oct 2032	268,699	2.000 %	3,217.54	2,770	448	265,930
92	13 Nov 2032	265,930	2.000 %	3,217.54	2,774	443	263,155
93	13 Dec 2032	263,155	2.000 %	3,217.54	2,779	439	260,376
94	13 Jan 2033	260,376	2.000 %	3,217.54	2,784	434	257,593
95	13 Feb 2033	257,593	2.000 %	3,217.54	2,788	429	254,805
96	13 Mar 2033	254,805	2.000 %	3,217.54	2,793	425	252,012
97	13 Apr 2033	252,012	2.000 %	3,217.54	2,798	420	249,214
98	13 May 2033	249,214	2.000 %	3,217.54	2,802	415	246,412
99	13 Jun 2033	246,412	2.000 %	3,217.54	2,807	411	243,605
100	13 Jul 2033	243,605	2.000 %	3,217.54	2,812	406	240,794
101	13 Aug 2033	240,794	2.000 %	3,217.54	2,816	401	237,977
102	13 Sep 2033	237,977	2.000 %	3,217.54	2,821	397	235,157
103	13 Oct 2033	235,157	2.000 %	3,217.54	2,826	392	232,331
104	13 Nov 2033	232,331	2.000 %	3,217.54	2,830	387	229,501
105	13 Dec 2033	229,501	2.000 %	3,217.54	2,835	383	226,666
106	13 Jan 2034	226,666	2.000 %	3,217.54	2,840	378	223,826
107	13 Feb 2034	223,826	2.000 %	3,217.54	2,845	373	220,981
108	13 Mar 2034	220,981	2.000 %	3,217.54	2,849	368	218,132
109	13 Apr 2034	218,132	2.000 %	3,217.54	2,854	364	215,278
110	13 May 2034	215,278	2.000 %	3,217.54	2,859	359	212,419
111	13 Jun 2034	212,419	2.000 %	3,217.54	2,864	354	209,556
112	13 Jul 2034	209,556	2.000 %	3,217.54	2,868	349	206,687
113	13 Aug 2034	206,687	2.000 %	3,217.54	2,873	344	203,814
114	13 Sep 2034	203,814	2.000 %	3,217.54	2,878	340	200,937
115	13 Oct 2034	200,937	2.000 %	3,217.54	2,883	335	198,054
116	13 Nov 2034	198,054	2.000 %	3,217.54	2,887	330	195,166
117	13 Dec 2034	195,166	2.000 %	3,217.54	2,892	325	192,274
118	13 Jan 2035	192,274	2.000 %	3,217.54	2,897	320	189,377
119	13 Feb 2035	189,377	2.000 %	3,217.54	2,902	316	186,475
120	13 Mar 2035	186,475	2.000 %	3,217.54	2,907	311	183,568
121	13 Apr 2035	183,568	2.000 %	3,217.54	2,912	306	180,657
122	13 May 2035	180,657	2.000 %	3,217.54	2,916	301	177,740
123	13 Jun 2035	177,740	2.000 %	3,217.54	2,921	296	174,819
124	13 Jul 2035	174,819	2.000 %	3,217.54	2,926	291	171,893
125	13 Aug 2035	171,893	2.000 %	3,217.54	2,931	286	168,962
126	13 Sep 2035	168,962	2.000 %	3,217.54	2,936	282	166,026
127	13 Oct 2035	166,026	2.000 %	3,217.54	2,941	277	163,085
128	13 Nov 2035	163,085	2.000 %	3,217.54	2,946	272	160,139
129	13 Dec 2035	160,139	2.000 %	3,217.54	2,951	267	157,189
130	13 Jan 2036	157,189	2.000 %	3,217.54	2,956	262	154,233
131	13 Feb 2036	154,233	2.000 %	3,217.54	2,960	257	151,273
132	13 Mar 2036	151,273	2.000 %	3,217.54	2,965	252	148,307
133	13 Apr 2036	148,307	2.000 %	3,217.54	2,970	247	145,337
134	13 May 2036	145,337	2.000 %	3,217.54	2,975	242	142,362
135	13 Jun 2036	142,362	2.000 %	3,217.54	2,980	237	139,381
136	13 Jul 2036	139,381	2.000 %	3,217.54	2,985	232	136,396
137	13 Aug 2036	136,396	2.000 %	3,217.54	2,990	227	133,406
138	13 Sep 2036	133,406	2.000 %	3,217.54	2,995	222	130,411
139	13 Oct 2036	130,411	2.000 %	3,217.54	3,000	217	127,410
140	13 Nov 2036	127,410	2.000 %	3,217.54	3,005	212	124,405
141	13 Dec 2036	124,405	2.000 %	3,217.54	3,010	207	121,395
142	13 Jan 2037	121,395	2.000 %	3,217.54	3,015	202	118,380
143	13 Feb 2037	118,380	2.000 %	3,217.54	3,020	197	115,360
144	13 Mar 2037	115,360	2.000 %	3,217.54	3,025	192	112,334
145	13 Apr 2037	112,334	2.000 %	3,217.54	3,030	187	109,304
146	13 May 2037	109,304	2.000 %	3,217.54	3,035	182	106,269
147	13 Jun 2037	106,269	2.000 %	3,217.54	3,040	177	103,228
148	13 Jul 2037	103,228	2.000 %	3,217.54	3,045	172	100,183
149	13 Aug 2037	100,183	2.000 %	3,217.54	3,051	167	97,132
150	13 Sep 2037	97,132	2.000 %	3,217.54	3,056	162	94,076
151	13 Oct 2037	94,076	2.000 %	3,217.54	3,061	157	91,016
152	13 Nov 2037	91,016	2.000 %	3,217.54	3,066	152	87,950
153	13 Dec 2037	87,950	2.000 %	3,217.54	3,071	147	84,879
154	13 Jan 2038	84,879	2.000 %	3,217.54	3,076	141	81,803
155	13 Feb 2038	81,803	2.000 %	3,217.54	3,081	136	78,722
156	13 Mar 2038	78,722	2.000 %	3,217.54	3,086	131	75,635
157	13 Apr 2038	75,635	2.000 %	3,217.54	3,091	126	72,544
158	13 May 2038	72,544	2.000 %	3,217.54	3,097	121	69,447
159	13 Jun 2038	69,447	2.000 %	3,217.54	3,102	116	66,345
160	13 Jul 2038	66,345	2.000 %	3,217.54	3,107	111	63,238
161	13 Aug 2038	63,238	2.000 %	3,217.54	3,112	105	60,126
162	13 Sep 2038	60,126	2.000 %	3,217.54	3,117	100	57,009
163	13 Oct 2038	57,009	2.000 %	3,217.54	3,123	95	53,886
164	13 Nov 2038	53,886	2.000 %	3,217.54	3,128	90	50,759
165	13 Dec 2038	50,759	2.000 %	3,217.54	3,133	85	47,626
166	13 Jan 2039	47,626	2.000 %	3,217.54	3,138	79	44,488
167	13 Feb 2039	44,488	2.000 %	3,217.54	3,143	74	41,344
168	13 Mar 2039	41,344	2.000 %	3,217.54	3,149	69	38,195
169	13 Apr 2039	38,195	2.000 %	3,217.54	3,154	64	35,042
170	13 May 2039	35,042	2.000 %	3,217.54	3,159	58	31,882
171	13 Jun 2039	31,882	2.000 %	3,217.54	3,164	53	28,718
172	13 Jul 2039	28,718	2.000 %	3,217.54	3,170	48	25,548
173	13 Aug 2039	25,548	2.000 %	3,217.54	3,175	43	22,373
174	13 Sep 2039	22,373	2.000 %	3,217.54	3,180	37	19,193
175	13 Oct 2039	19,193	2.000 %	3,217.54	3,186	32	16,008
176	13 Nov 2039	16,008	2.000 %	3,217.54	3,191	27	12,817
177	13 Dec 2039	12,817	2.000 %	3,217.54	3,196	21	9,621
178	13 Jan 2040	9,621	2.000 %	3,217.54	3,202	16	6,419
179	13 Feb 2040	6,419	2.000 %	3,217.54	3,207	11	3,212
180	13 Mar 2040	3,212	2.000 %	3,217.54	3,212	5	0
>>More<<
			Total	RM 579,158	RM 500,000	RM 79,158

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10 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%

15 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%

20 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%

25 years
450,000	1%	1.5%	2.5%	3%
475,000	1%	1.5%	2.5%	3%
525,000	1%	1.5%	2.5%	3%
550,000	1%	1.5%	2.5%	3%